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As outlined in the article "Three wishes: NUS urges trio of loans to help poor postgraduates" (News, 22 November), a real crisis in master's programmes is approaching. As well as the issues over access and debt, many of the more enterprising students will take a master's degree in Europe where there are quality programmes with much lower fees and much provision is in English. I believe that master's students are likely to be more mobile than undergraduates and certainly the best ones will be more adventurous. The UK may then lose them for ever.

David Bogle, Head of the Graduate School, University College London